Ways to Pay
You’re enquiring about:
Email us about this productFlexible Payment Options for Your Next Ride
At CycleWorx, we believe getting on the right bike shouldn't be held back by payment barriers. Whether you're investing in a premium road machine, upgrading to an e-bike, or kitting out with accessories, we offer multiple ways to pay that suit your budget and preferences.
Digital Wallets – Fast & Secure
Speed through checkout with your preferred digital wallet. We accept:
- Shopify Pay – Save your details once and check out in seconds on your next visit
- Apple Pay – Tap and pay securely from your iPhone, iPad, or Mac
- Google Pay – One-touch checkout with your Android device or Chrome browser
All digital wallet transactions are encrypted and secure, so your payment information stays protected.
Credit & Debit Cards
We accept all major credit and debit cards, including Visa, Mastercard, and American Express. Your card details are processed securely through our encrypted checkout, and we never store your full card information.
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Buy Now, Pay Later Options
Spread the cost of your new bike or gear over time with flexible payment plans. Perfect for purchases like bikes, road bikes, or accessories. Check available options at checkout – eligibility and terms apply.

POLi Internet Banking
Pay directly from your bank account using POLi's secure internet banking payment service. No credit card needed – select POLi at checkout and complete your payment through your own online banking.
Your security is protected: POLi payments are secured by your bank's own internet banking protection. Your confidential banking details are never shared with POLi or CycleWorx. POLi never captures your usernames or passwords, their software is independently audited by security experts, and they verify your bank's SSL certificate to ensure you're always connected directly to your bank.

Long-Term Interest-Free Finance
Get your dream bike today with interest-free finance options from Finance Now and Purple Visa. Enjoy flexible payment terms with no interest charges when you meet the payment schedule. Contact our team to discuss your options and eligibility.
Bike to Work Programme
Save on tax while getting the bike you need for commuting through our Bike to Work partners:
- Workride – A scheme that makes cycling to work more affordable
- The Wheel Deal – Employee bike purchase programme with tax benefits
Ask your employer about participating in these schemes, or get in touch with our team for more information on setting up your bike-to-work purchase.
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In-Store Payment
Prefer to pay in person? Visit us at 9/38 Ashley Place, Papamoa Beach, Papamoa 3118 and pay via EFTPOS, credit card, or cash when you collect your bike. Our team can also help you explore financing options face-to-face and answer any questions about your purchase.
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Payment FAQs
What payment methods do you accept?
We accept Shopify Pay, Apple Pay, Google Pay, and all major credit and debit cards (Visa, Mastercard, American Express). We also offer buy now, pay later options at checkout for eligible purchases, plus EFTPOS and cash for in-store transactions.
CLICK HERE to look at our full finance options available.
Is my payment information secure?
Absolutely. All transactions are protected by SSL encryption and meet PCI compliance standards. We never store your complete card details, and digital wallet payments add an extra layer of security through tokenization.
Can I pay when I pick up my bike in-store?
Yes, you can pay at either of our NZ locations when you collect your order. We accept EFTPOS, credit/debit cards, and cash for in-store payments. Just select the local pickup option at checkout.
Do you charge my card immediately?
For most orders, payment is processed when you complete checkout. For custom builds or special orders, we'll confirm the payment timeline with you directly. If you're using a payment plan, the schedule will be outlined during checkout.
What if I have issues at checkout?
If you encounter any payment issues during checkout, try refreshing the page or using a different payment method. If problems persist, contact our team and we'll help you complete your order over the phone or arrange an alternative payment solution.
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